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      <image:caption>With the seemingly endless stream of companies being hacked and leaking customers’ data, it is pretty likely that your personal information is available to identity thieves, so it is very important to monitor your credit.  Regardless of whether you live in Florida, anyone can check their credit report for free once a year with each of the three credit bureaus, TransUnion, Experian, and Equifax. By regularly checking your credit report, you can see if accounts have been fraudulently opened with your personal information, and if they have, you can take action before serious damage is done to your credit score. For those serving as an incapacitated person’s guardian or agent under a power of attorney, it is a good idea to check on the ward’s/principal’s credit report to make sure identity thieves are not taking advantage of a vulnerable person. Some of the credit bureaus also offer free credit monitoring, which will alert you if something suspicious pops up on your credit history.</image:caption>
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      <image:caption>A home is most people’s biggest, most important asset, and it deserves the best protection. Unfortunately, deed and title fraud has become a common threat to Florida homeowners. Criminals will forge a homeowner’s name on a deed and then record the fraudulent deed in county records to make it look like the criminal owns the property. The criminal will then try to rent or sell the property to another unsuspecting victim. This can create an expensive, time-consuming legal nightmare for the legitimate homeowner. To combat this, some counties, like here in Alachua County, have created online monitoring systems that will alert homeowners if there is suspicious or potentially fraudulent activity concerning their property so they can act before serious damage is done. Alachua County homeowners can sign up for Property Watch for free; residents of other counties in Florida should check with their local Property Appraiser’s Office to see what local programs are available.</image:caption>
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